General liability
Protects your business if a customer or vendor is injured or their property is damaged because of your work.
Commercial insurance
Business insurance for Hawaiʻi companies, without the runaround.
From contractors to cafés to professional offices, Shane makes commercial coverage simple, local and dependable, so you can focus on running your business.
Coverage we offer
Commercial property
Covers your building, equipment, inventory and furnishings, and can include lost income while you recover.
Workers' compensation
Covers medical costs and lost wages when an employee is hurt on the job. Hawaiʻi requires it for most businesses with employees.
Contractors
Liability, tools and equipment coverage, and the certificates general contractors and project owners ask for.
Business owners policy
Liability and property bundled in one policy for small and mid-sized businesses, usually at a better price than buying them separately.
Retail, hospitality & office
Packages built for shops, restaurants, hotels and professional offices, with the coverages each one tends to need.
What Hawaiʻi business owners should check
Contract requirements
Leases and client contracts often require specific limits, additional insureds or waivers. Shane checks them before you sign.
Hurricane and flood
Property policies can treat windstorm and flood differently, with separate deductibles. Know where you stand before storm season.
Growing the team
Hiring your first employee, adding a location or taking on bigger jobs can all change the coverage you need. A quick check keeps you protected.
Renewal coming up?
Send Shane your renewal date and he’ll review your coverage with you before it renews.